Custom home builder in Tiny Township
Energy-efficient custom homes across Tiny — serviced lots, sandy inland parcels, and Georgian Bay shoreline. This is our home base.
Super-insulated ICF walls, radiant floors, and one crew from your raw lot to the finished house. More than 45 years building; ICF on every home since 1995; roughly 42 homes right here in Tiny. We know the septic, wells, shoreline and SSEA rules cold — because we live and build here.
Why building in Tiny Township is different
Tiny lots aren't serviced city subdivisions. Get these right and the build goes smoothly; miss them and the budget blows up. The local realities that actually drive a Tiny build:
Septic, not sewers
Nearly every Tiny property is on a private septic system, permitted through the Simcoe Muskoka District Health Unit. Soil and lot size dictate the system — and the cost.
Wells & water
Most homes draw from a drilled well, with setbacks from the septic that have to be planned at the start, not patched in later.
Shoreline & the SSEA
Near Georgian Bay, the Severn Sound Environmental Association reviews shoreline development. North Simcoe has no conservation authority, so it's MNRF rules, the Township of Tiny, and SSEA guidance together — paperwork we handle every year.
Sandy soils & Bay wind
Foundations and the building envelope have to suit the ground and the weather coming off open water. ICF's reinforced, well-drained walls are built for exactly this.
One builder, from your Tiny lot to the keys
No juggling a GC, a separate excavator, and a cabinet shop that's never met each other. We run the whole build in-house — which is how it stays on schedule and on budget.
Design, engineering & permits
Drawings, structural engineering, SSEA review, septic and well permitting and the Township of Tiny building permit — coordinated as one package.
Site work — in-house
Clearing, excavation, driveways and grading through our own site-work crew, so the foundation stage isn't waiting on an outside sub.
The ICF shell + radiant floors
Super-insulated ICF envelope and in-floor radiant heating — the combination Georgian Bay winters are made for.
Finishes & our own millwork
Kitchens, vanities, stairs and built-ins from our in-house CNC shop — one team from drawings through installation.
What it costs to build in Tiny
A properly built custom home in Tiny generally starts around $1 million turnkey, with most landing between $1.2 and $2.5 million depending on size, lot and finish level. In 50 years, will this house still be performing the way you bought it for? On a Tiny lot — sandy soil, Bay wind, real winters — that question is what should drive the build.
Planning a build in Tiny? Read what most quotes leave out.
How to Build a Home Without Going Broke covers the budget-killers people discover too late — the lot and site work nobody quotes, vague allowances, and how to compare builders honestly. Free PDF, straight to your inbox.
Questions Tiny homeowners ask
Who approves my septic system in Tiny?
Can you build on a Georgian Bay shoreline lot?
Can you turn my cottage into a four-season home?
How long does a custom build take?
Why do your homes heat so cheaply?
Are you really local to Tiny?
Let's talk about your Tiny build
Inland lot or Georgian Bay shoreline — get straight answers on budget, timeline, septic, wells and the SSEA before you spend a dime on the wrong thing. Send your plans or just your lot address and we'll come back with a real starting point. We're right here in Tiny. Call 705-533-1633 or email info@icfhome.ca.

